Small Business Insurance in Denver, CO

Protecting Your Business Is Our Business – Leave It to Us!

Whether you need to protect your small business from accident-related lawsuits, liability losses, or workers’ compensation claims, Riverbend Insurance is here to help. With over a decade of experience in the insurance industry, we offer several business insurance plans, from basic protection to specialized coverage, so that you can get the most comprehensive coverage for each stage of your business.

Protect Your Source of Income with Us at Riverbend

Regardless of the size or type of business you own, you need business insurance to:

  • Cover yourself and your customers, employees, and business assets in the event of a costly mishap
  • Settle the costs related to property damage and liability claims, workers’ injuries, data breaches, temporary business closures, etc.
Without business insurance, accidents may cost you hundreds or thousands of dollars out-of-pocket, which could ruin your business financially depending on the extent of damage or loss. Stay prepared for any liability, anywhere, anytime with our extensive commercial insurance solutions.

Grow Your Business with the Security of Our Customized Coverage

At Riverbend Insurance, we offer the following types of small business insurance policies:

General Liability Insurance

Even a minor accident involving a third party, say a customer or visitor to your premises, could result in a costly lawsuit. At Riverbend Insurance, we can cover you against such incidents and their resulting expenses with our personalized liability coverage.

Our general liability insurance covers your business against lawsuits filed for:

  • Libel
  • Reputational harm
  • Property damage
  • Bodily injury
  • Slander
  • Advertising injury

Commercial Property Insurance

Our custom-tailored property insurance protects your rented or company-owned building and other tools, inventory, furniture, equipment, and personal property used for business operations from damage caused by:
  • Earthquake
  • Explosion
  • Storms
  • Fire
  • Theft
  • Vandalism
  • Floods
  • Equipment breakdown

Professional Liability Insurance

With misconduct and negligence-related claims on the rise, protecting your business against such incidents is crucial. Our professional liability insurance protects your company’s professionals (engineers, accountants, attorneys, architects, and other consultants) against lawsuits filed for alleged or actual negligence, failure to deliver a service, incorrect professional advice, and errors or omissions in the services provided.

It covers:

  • Legal expenses
  • Settlement costs
  • Other costs concerning lawsuits and wrongful act allegations

Data Breach Insurance

A cyber-attack or data breach can happen anytime! Our data breach insurance covers your business against loss or theft of confidential data and cyber security threats (activation of spyware, malware, or virus).

It covers the costs of :

  • Hiring a public relations firm
  • Notifying affected employees and customers
  • Offering credit monitoring services to data breach victims

For additional protection, you can customize your cyber insurance with the following coverages:

  • Extortion Coverage – Covers the cost of recovering lost data
  • Business Income and Extra Expense Coverage – Replaces lost income if your business is unable to operate after a data breach
  • Prior Acts Coverage – Covers data breach-related claims that happened before your policy was active

Business Income Insurance

Our business income insurance will replace your lost income if your business has to be shut down temporarily after a covered loss. It will also cover:

  • Loan payments
  • Employees’ wages and payroll
  • Rent payments
  • Tax payments

Business Owners Policy (BOP)

A BOP combines commercial property coverage, general liability coverage, and business income coverage in one single package. As a result, businesses with several buildings, personal property, and high susceptibility to liability lawsuits can benefit from a BOP.

Commercial Auto Insurance

It protects your company-owned vehicles in the event of at-fault accidents while providing:

  • Bodily injury coverage
  • Property damage coverage
  • Underinsured motorist coverage
  • Collision coverage
  • Comprehensive coverage
  • Medical payments coverage
  • Uninsured motorist coverage

Workers’ Compensation Insurance

While protecting your business from lawsuits filed by injured employees, our worker’s compensation insurance provides financial benefits to employees who suffered work-related accidents and illnesses, including:

  • Disability expenses
  • Medical bills
  • Lost wages
  • Death benefits

Professional Liability Insurance

Riverbend Insurance is committed to providing personalized insurance solutions to businesses across Denver, CO. As a client-centric insurance agency, we strive to write policies for what you need, always delivering extensive protection. With our warm and friendly customer service and experienced insurance professionals, we provide all-inclusive coverage that ensures your business is well-protected throughout its operation.

Contact us today at or give us a call at (855) 814-0308 to get started on
your restaurant insurancee in Denver, CO.