From an employee falling off a ladder to an accident involving a business vehicle, contractors face challenging risks every day at work. That is why, at Riverbend Insurance, we provide customized contractors insurance, keeping in mind the unique coverage needs of contactors. With our all-inclusive coverage and responsive services, we help you stay resilient against work-related incidents and resulting liabilities.
Whether it is a commercial roof replacement or residential plumbing project, as a contractor, you are liable for the work and everything that happens on the job site. Without adequate protection, even one liability lawsuit could devastate your finances. Our contractors insurance in CO will cover you against potential liabilities and claims, allowing you to focus on growing your business.
Different contractors require different types of coverage depending on the nature of their business.
At Riverbend Insurance, our policies are designed keeping in mind your unique risk exposures.
To provide you with the comprehensive protection you need at all times, our contractors insurance policy offers the following coverage options:
General Liability
Protects your business against third-party claims related to bodily injury, property damage, advertising injury, libel, slander, defamation, and reputational harm
Commercial Property
Covers damage or losses to your business property and its contents, including your building, tools, equipment, inventory, and personal property used for business, caused by fire, theft, vandalism, and natural disasters
Commercial Auto
Includes multiple coverage options to protect your business-owned vehicles during at-fault accidents:
Workers’ Compensation
While protecting your business against work-related lawsuits and claims, it compensates injured employees by covering their:
Business Owners Policy (BOP)
Combining property coverage, income coverage, and liability coverage in one policy, BOP protects your business from claims related to:
Umbrella/Excess Liability
When legal fees and settlements exceed the limits of your general liability policy, it kicks in to make up for the differences, ensuring additional protection
Errors and Omissions
Protects your business against lawsuits filed for negligent acts or omissions, including failure to deliver a service, mistakes made in the services provided, and incorrect advice
Whether you are a plumber, electrician, roofer, or HVAC contractor, at Riverbend Insurance, we are committed to providing best-in-class personalized coverage that would protect you at all times. Our unparalleled expertise and underwriting knowledge allow us to create comprehensive contractors insurance solutions that exceed your expectations. With our reliable insurance professionals and relentless assistance, you can focus on your work at hand without worrying about future financial liabilities.