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info@rbinsurance.net (303) 331-0100
Riverbend Insurance

Contractors Insurance in Denver, CO

Cover Your High-Risk Business with Our Tailored Insurance Solutions

Cover Your High-Risk Business with Our Tailored Insurance Solutions

From an employee falling off a ladder to an accident involving a business vehicle, contractors face challenging risks every day at work. That is why, at Riverbend Insurance, we provide customized contractors insurance, keeping in mind the unique coverage needs of contactors. With our all-inclusive coverage and responsive services, we help you stay resilient against work-related incidents and resulting liabilities.

Protect Your Business Against Uncertainties with Our Extensive Coverage

Protect Your Business Against Uncertainties with Our Extensive Coverage

Whether it is a commercial roof replacement or residential plumbing project, as a contractor, you are liable for the work and everything that happens on the job site. Without adequate protection, even one liability lawsuit could devastate your finances. Our contractors insurance in CO will cover you against potential liabilities and claims, allowing you to focus on growing your business.

Different contractors require different types of coverage depending on the nature of their business.

At Riverbend Insurance, our policies are designed keeping in mind your unique risk exposures.

  • Electricians
    Our insurance professionals develop customized policies to protect your electrician business. We offer coverage for general liability, commercial property, business income, etc.
  • General Contractors
    Our general contractors insurance covers the unique risks contractors face. Our plans include general liability, workers’ compensation, umbrella insurance, and more.
  • Painters
    Speak to our insurance professionals to tailor your painters insurance to suit your unique business requirements. We offer financial coverage for accidents, injuries, legal expenses, etc.
  • Concrete
    Our customized concrete contractors insurance policies include significant coverages like crime, premises liability, equipment, general liability, etc., while ensuring ample coverage for your unique business needs.
  • Carpenters
    Discuss with our insurance experts to get comprehensive carpenters insurance plans. Our policies provide coverage for liabilities, workers’ compensation, builder’s risk, commercial property, etc.
  • Landscapers
    Whether you are an architect or an arborist, we offer insurance policies customized to protect your business against all risks specific to your industry.
  • Plumbing Contractors
    Professional negligence and customer injuries or property damage resulting from a poorly done plumbing job could lead to financial liabilities and potential lawsuits. With our plumbing insurance in place, you can cover any expenses resulting from such incidents. We offer plumbing contractors insurance tailored to your industry-specific risks, so you can keep your business afloat and thriving for years to come.
  • Roofers
    With roofers working at a certain height, the susceptibility to accidents is higher. Our roofers insurance in CO covers roofing contractors in the event of unfortunate workplace mishaps, including slip and fall accidents, third-party liability claims for property damage, and injuries caused by your operations, tools, and employees. Therefore, you can work with peace of mind knowing that you are saved from bearing significant financial burdens.
  • HVAC Contractors
    Working with heavy equipment can lead to employee injuries or damage to a client’s office or home, resulting in expensive lawsuits. Our affordable HVAC contractor liability insurance will protect your business from liability lawsuits while covering third-party medical bills, property repair expenses, and other settlements. Consequently, you can recover quickly after an unfortunate incident while staying covered at every turn.
What We Have to Offer at Riverbend

What We Have to Offer at Riverbend

To provide you with the comprehensive protection you need at all times, our contractors insurance policy offers the following coverage options:

General Liability

Protects your business against third-party claims related to bodily injury, property damage, advertising injury, libel, slander, defamation, and reputational harm

Commercial Property

Covers damage or losses to your business property and its contents, including your building, tools, equipment, inventory, and personal property used for business, caused by fire, theft, vandalism, and natural disasters

Commercial Auto

Includes multiple coverage options to protect your business-owned vehicles during at-fault accidents:

  • Bodily Injury Coverage –  Covers third-party medical expenses, lost wages, and funeral expenses
  • Property Damage Coverage – Covers repair or replacement costs to damaged property
  • Underinsured Motorist Coverage – Covers accidents caused by drivers without sufficient liability coverage
  • Collision Coverage – Pays to repair your vehicle damaged in an accident with another vehicle or object
  • Comprehensive Coverage - Pays to repair your vehicle damaged by fire, theft, and other natural disasters
  • Medical Payments Coverage – Pays for medical expenses incurred by you or your fellow passengers in the event of an auto accident
  • Uninsured Motorist Coverage – Covers accidents caused by drivers without auto liability insurance

Workers’ Compensation

While protecting your business against work-related lawsuits and claims, it compensates injured employees by covering their:

  • Medical bills, including hospital stays, medications, emergency room visits, and surgical procedures
  • Disability expenses
  • Ongoing care costs, including physical therapy and other rehabilitation treatments
  • Death benefits if an employee passes away due to a work-related accident or injury
  • Lost income while recovering from a workplace injury or accident

Business Owners Policy (BOP)

Combining property coverage, income coverage, and liability coverage in one policy, BOP protects your business from claims related to:

  • Third-party bodily injury and property damage
  • Advertising injury
  • Business property damage

Umbrella/Excess Liability

When legal fees and settlements exceed the limits of your general liability policy, it kicks in to make up for the differences, ensuring additional protection

Errors and Omissions

Protects your business against lawsuits filed for negligent acts or omissions, including failure to deliver a service, mistakes made in the services provided, and incorrect advice

Your Trusted Insurance Partners in Denver, CO

Your Trusted Insurance Partners in Denver, CO

Whether you are a plumber, electrician, roofer, or HVAC contractor, at Riverbend Insurance, we are committed to providing best-in-class personalized coverage that would protect you at all times. Our unparalleled expertise and underwriting knowledge allow us to create comprehensive contractors insurance solutions that exceed your expectations. With our reliable insurance professionals and relentless assistance, you can focus on your work at hand without worrying about future financial liabilities.

To get started on your personalized contractors insurance in Denver, CO, contact us today at info@rbinsurance.net or call us at (303) 331-0100.