Your Turn to Drive Fearlessly with Denver Colorado Auto Insurance

Drive with Confidence in Denver, CO

At Riverbend Insurance, we make Denver Colorado Auto Insurance simple and stress-free. Our experienced agents are readily available to guide you in finding the right insurance coverage for your vehicle, giving you peace of mind while driving on Denver, CO roads.

Auto Insurance Laws and Regulations in Denver

There are specific laws and regulations concerning Denver Colorado Auto Insurance that all drivers must follow. Here’s what you need to know:

Types of Coverage Required by Law

Colorado state law mandates that all registered drivers maintain minimum coverage for their vehicles. Liability coverage is included in this, with limits of 25/50/15, which translates to $25,000 for each person injured, $50,000 for each accident involving bodily injury, and $15,000 for property damage per accident.

Additionally, drivers may opt for additional coverage, such as uninsured motorists and comprehensive coverage. Comprehensive coverage pays for damage to your car resulting from non-collision events like theft or vandalism, while uninsured motorist coverage shields you in the event that you are involved in an accident with an uninsured driver.

Penalties for Not Having Insurance

Drivers without the legally required minimum auto insurance coverage may face penalties, including fines, license suspension, and potential jail time. These penalties escalate with each offense, underscoring the importance of maintaining adequate coverage.

What Denver Colorado Auto Insurance Coverages Can I Get?

  • Liability Insurance
    This covers injuries or property damage you cause to another driver, including legal expenses.
  • Collision Insurance
    Covers damage to your vehicle in an accident.
  • Comprehensive Insurance
    Covers damage from events like theft, fire, flooding, and hail.
  • Medical Coverage
    Pays for medical expenses for you and your passengers in an accident.
  • Uninsured/Underinsured Insurance 

        Covers you if you’re in an accident with an uninsured or underinsured driver.

  • Rental Reimbursement/Loss of Use
    Pays for a rental car while your car is being repaired and additional costs associated with not having a car.

No matter the coverage you choose, it’s crucial to ensure it fits your needs. At Riverbend Insurance, we offer peace of mind by tailoring a plan to your budget and lifestyle. Contact us today for a free quote and get the protection you need at an affordable price.

What information will I be asked for auto insurance in Denver, CO?

When applying for Denver Colorado Auto Insurance with Riverbend Insurance, you’ll need to provide:

  • Personal Information: Name, address, date of birth, and driver’s license number.
  • Vehicle Information: Make, model, year, and VIN of the car you’re insuring.
  • Driving History: Any past accidents or traffic violations.
  • Coverage Preferences: type and amount of coverage you want.      We’re here to guide you through the process and ensure you have the coverage you need.

Contact us today at or give us a call at (855) 814-0308 to get started on
your restaurant insurancee in Denver, CO.