Independent Contractors’ Liability Insurance in Colorado
No matter which industry you’re in, if you’re an independent contractor, you may be at risk for liability. The agents at Riverbend Insurance in Colorado provide general liability contractors’ insurance to protect you and your business in case of bodily injury, product failure or consulting error. Having the right kind of independent contractors’ insurance will protect you from liability, saving your company a lot of time and money in the long run.
Affordable Contractors’ Insurance Quotes
You may be considering general liability contractors’ insurance because a client has required it for a job or you need it per your state’s worker laws. Either way, you should choose an independent contractors’ liability insurance that makes sense for the risks associated with your job role. A good insurance plan should provide you with sufficient coverage at a reasonable price, which is what Riverbend aims to do. Our contractors’ insurance agents can give you rates for the different plans available to you.
These are some common workplace risks you could be held for:
- Bodily injury
- Property damage
- Product, food or liquor liabilities
- Medical and disability risks
- Errors in consulting advice
- Omissions of pertinent information
To mitigate these risks, independent contractors’ insurance offers the following coverage options:
- Third-party property damage
- Medical expenses for bodily injury
- Slander, libel or false advertising claims
- Contractual disputes liability
- Issue or damage to a completed service/product
There are independent contractors working in various disciplines and industries, hired to perform services as a non-employee or freelancer. If you are one of these individuals, it’s important to protect yourself from liability with the right insurance policy. We provide general liability contractors’ insurance for professionals in various fields, from desk jobs to construction sites. Reach out to our insurance agents to learn how we can help you.
Why General Liability Insurance is Important
General contractors who operate heavy machinery or use dangerous tools may have a higher risk for liability. If this sounds like you, make sure you have a safeguard in case of an accident or emergency. Sometimes contractors are required to have at least a basic form of contractors’ insurance before they can begin their work. Some of these professionals include:
- Independent construction contractors
- Repair people
Other types of contractors can also benefit from having independent contractors’ liability insurance. Sometimes disagreements arise from contract disputes, false advertising claims or losses due to errors in consulting advice. These occupations should consider the inherent risks that come with being an independent contractor. Discuss your coverage options with an experienced agent who can offer you great general liability insurance rates for the following professions:
- Independent hair stylists
- Horse or dog trainers
- Janitors or custodians
- House and carpet cleaners
- Freelance writers and editors
- Graphic designers
If you are ready to select a contractors’ insurance policy that’s fit for your occupation, get in touch with our agents today. We can help you sort through our coverage options and choose a plan that makes the most sense and compare independent contractors’ liability insurance rates. Our goal is to help you stay within your budget and still receive quality coverage. Our offices are based in Colorado to conveniently serve local contractors with their insurance needs.
Get a Contractors’ Insurance Quote Today
Riverbend Insurance provides general liability contractors’ insurance for a range of job roles. We are a locally owned and operated insurance company that covers independent contractors across the state of Colorado. Our full-service coverage will be sure to give you everything you’re looking for in an insurance agency. Call us at (303) 331-0100 to request a quote or schedule an appointment.