Independent Contractors Insurance for Colorado
When you are working as an independent contractor in any variety of industries, there are times when you may be put at a higher risk for liability. The agents at Riverbend Insurance in Colorado provide general contractor insurance coverage to protect you and your business in case of bodily injury, product failure or consulting error. Having the right kind of independent contractor insurance will protect you from liability and save your company a lot of money in the long run.
Affordable Contractors Insurance Quotes
You may be considering general contractor insurance because a client has required it for a job or you need it according to your state’s worker laws. Either way, you should choose an independent contractor insurance that makes sense for your job role and possible associated risks. A good insurance plan should cover you and your business sufficiently at a reasonable price. Our contractor insurance agents are able to give you rates for the different plans available to you.
Think about some of the ways in which your field may present you with liability risks, for example:
- Errors in consulting advice
- Omissions of pertinent information
- Bodily injury
- Property damage
- Product, food or liquor liabilities
- Medical and disability risks
Now, consider some of these common insurance coverage options when requesting a quote:
- Third-party property damage
- Medical expenses for bodily injury
- Slander, libel or false advertising claims
- Contractual disputes liability
- Issue or damage to a completed service/product
General contractors can be found in workplaces spanning many kinds of industries. You may be an independent contractor if you are hired to perform services as a non-employee or freelancer. There are circumstances in which they may need to protect themselves from being held liable for damages and we are here to help. We provide general contractor insurance for professionals in various fields, from desk jobs to construction sites.
Who Needs Independent Contractor Insurance?
The general contractors with arguably the most risk are the ones that work at job sites where they operate heavy machinery or have a greater margin of error. In many cases, these professionals are required to have at least some form of contractor insurance coverage before they can begin their work. Some of these professions may include:
- Independent construction contractors
- Repair people
Although it may not be so obvious, there are other professions that stand to benefit from having contractor insurance. Sometimes disagreements arise from contract disputes, false advertising claims or losses due to errors in consulting advice. These occupations should consider the inherent risks that come with being an independent contractor. It’s always a good idea to get in touch with an agent to get coverage options and insurance rates.
- Independent hair stylists
- Horse or dog trainers
- Janitors or custodians
- House and carpet cleaners
- Freelance writers and editors
- Graphic designers
If you are an independent contractor seeking robust insurance coverage for yourself and your business, get in touch with our agents today. We can help you sort through our coverage options to see which one makes most sense for your occupation. In addition, we will help you compare contractor insurance rates to ensure that it will be within your budget. Our offices are based in Colorado to conveniently serve local business people with their insurance needs.
Contact a General Contractor Insurance Agent Today
Riverbend Insurance provides general contractor insurance coverage for a myriad of liabilities associated to your job role. We are a locally owned and operated insurance company that covers independent contractors across the state of Colorado. Our full-service coverage will be sure to give you everything you’re looking for in an insurance agency. Call us at (303) 331-0100 to request a quote or schedule an appointment.