A white semi-truck viewed head-on on a highway during early morning light, with a subtle backdrop of trees and expansive sky, overlaid by the Riverbend Insurance logo and tagline.

Contractors

Cover your high risk and protect your business and all you’ve put into it
with our tailored Contractors Insurance solutions in Denver, Colorado.
Learn MoreContact Us
Happy family standing outside their home, symbolizing protection with homeowners insurance coverage.

Transportation

Whether you own a small box truck or a fleet of semi-trucks, ensure you
and your goods get from point A to point B — no matter what, with
Transportation Insurance in Denver, Colorado.
Learn MoreContact Us
Confident truck driver standing beside a commercial truck, representing reliable trucking insurance coverage."

Cyber

Secure Your Business Against Cyberattacks and Data BreachLearn MoreContact Us
Young couple reviewing documents at home, representing the importance of homeowners insurance protection.ContractorsCover your high risk and protect your business and all
you’ve put into it with our tailored Contractors Insurance
solutions in Denver, Colorado.
Learn MoreContact Us
Business owner standing confidently in a warehouse, representing commercial insurance coverage for small businesses.TransportationWhether you own a small box truck or a fleet of
semi-trucks, ensure you and your goods get from point
A to point B — no matter what, with Transportation
Insurance in Denver, Colorado.
Learn MoreContact Us
Cyber insurance banner showing digital security icons and a person using a laptop, representing protection against cyber threats.CyberSecure Your Business Against Cyberattacks
and Data Breach
Learn MoreContact us
This image showcases a city skyline at sunset, with tall skyscrapers and modern buildings bathed in golden light.

About Riverbend Insurance

Riverbend Insurance is a locally owned and operated, full-service insurance company located in Denver, Colorado, with additional licensing in other states. Since we are independent, we are able to deeply scrutinize your policies each year and select the best alternatives from a wide range of top rated insurance companies. Whether you are a mom-and-pop operation, the largest company in town, or anywhere in-between, we will find the best policy for you, guaranteed.

If you are looking for personal lines of protection, we are ready to help customize a plan specifically designed to meet your most-demanding specifications. We understand that in this day and age, it is rare to find an agency where you are able to talk one-on-one with a specialist.

We Specialize In

At Riverbend, when you contact us, you will not be directed to a call center or asked to hold. Rather, you will be dealt with in a timely and efficient manner. We look forward to proving to you why Riverbend Insurance stands out from the rest.
We are an independent insurance agency dedicated to providing comprehensive insurance for apartments.

Apartments

Restaurant insurance is a specialized insurance that effectively covers all aspects of your business.

Restaurant Insurance

With over a decade of experience in the insurance industry, we offer a range of Business Liability insurance in Colorado.

Small Business

We offer comprehensive truck insurance solutions designed to protect your investment and keep you on the road.

Transportation

Our general contractors insurance covers the unique risks contractors face. Our plans include general liability, workers’ compensation, umbrella insurance, and more.

Contractors

Contact us today to protect your Commercial Real Estate property with extensive coverage.

Commercial Real Estate

What Our Clients Are Saying

FAQs

What insurances are mandatory in Colorado?

The only mandatory personal insurance in Colorado is auto insurance. All drivers in Colorado, including Denver, must carry minimum auto liability limits of $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $15,000 for property damage, often summarized as 25/50/15. For businesses in Colorado, any business with one or more employees is required to carry Workers’ Compensation Insurance to cover medical expenses and lost wages for employees injured on the job.

Is insurance in Colorado more expensive?

Yes. Generally speaking, insurance in Colorado tends to be more expensive than the national average, particularly for homeowners and full-coverage auto insurance.

How often should I review my insurance policy in Colorado?

The most common recommendation is to review your insurance policies at least once a year, ideally right before your policy renewal date. However, due to Colorado’s high risks like hail and wildfire and rising construction/repair costs, it is essential to contact your agent immediately after any major life or property change to ensure you are not dangerously underinsured.

What insurance carriers do you represent?

We are an independent agency which means we can select from a wide range of top-rated insurance companies. We do not like to publicly mention all the carriers. You can contact us to get the list of carriers to choose from.

Do you only provide insurance in Denver, CO?

No. We are licensed to provide insurance services in other states as well. While we are based in Denver, Colorado, we can service clients and write policies in other states as well, which is particularly beneficial for their commercial clients, such as transportation and contractors.

Do you also assist with the claims process?

Yes. We assist you with the claims process. While the actual payment and final decisions on a claim are handled by the specific insurance carrier that underwrites your policy, we act as your advocate and resource during the claims process.