About Riverbend Insurance
Riverbend Insurance is a locally owned and operated, full-service insurance company located in Denver, Colorado, with additional licensing in other states. Since we are independent, we are able to deeply scrutinize your policies each year and select the best alternatives from a wide range of top rated insurance companies. Whether you are a mom-and-pop operation, the largest company in town, or anywhere in-between, we will find the best policy for you, guaranteed.
If you are looking for personal lines of protection, we are ready to help customize a plan specifically designed to meet your most-demanding specifications. We understand that in this day and age, it is rare to find an agency where you are able to talk one-on-one with a specialist.
We Specialize In
At Riverbend, when you contact us, you will not be directed to a call center or asked to hold. Rather, you will be dealt with in a timely and efficient manner. We look forward to proving to you why Riverbend Insurance stands out from the rest.
What Our Clients Are Saying
As the owner of a small business I aligned myself and business with Riverbend Insurance years ago. The team there at Riverbend Insurance has been great to work with and grow my business. They have offered my business a strong desirable Insurance coverage plan that my customers in the transportation industry prefers over my competition. And that has helped open many doors. Thanks Brandon M.
Son M. on Google
I've had the best experience with Branden and the team at Riverbend Insurance. From the onset, he has been extremely knowledgable and helpful to me in growing my business affordably when it comes to insurance. Highly recommend!!!
Cory W. on Google
FAQs
What insurances are mandatory in Colorado?
The only mandatory personal insurance in Colorado is auto insurance. All drivers in Colorado, including Denver, must carry minimum auto liability limits of $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $15,000 for property damage, often summarized as 25/50/15. For businesses in Colorado, any business with one or more employees is required to carry Workers’ Compensation Insurance to cover medical expenses and lost wages for employees injured on the job.
Is insurance in Colorado more expensive?
Yes. Generally speaking, insurance in Colorado tends to be more expensive than the national average, particularly for homeowners and full-coverage auto insurance.
How often should I review my insurance policy in Colorado?
The most common recommendation is to review your insurance policies at least once a year, ideally right before your policy renewal date. However, due to Colorado’s high risks like hail and wildfire and rising construction/repair costs, it is essential to contact your agent immediately after any major life or property change to ensure you are not dangerously underinsured.
What insurance carriers do you represent?
We are an independent agency which means we can select from a wide range of top-rated insurance companies. We do not like to publicly mention all the carriers. You can contact us to get the list of carriers to choose from.
Do you only provide insurance in Denver, CO?
No. We are licensed to provide insurance services in other states as well. While we are based in Denver, Colorado, we can service clients and write policies in other states as well, which is particularly beneficial for their commercial clients, such as transportation and contractors.
Do you also assist with the claims process?
Yes. We assist you with the claims process. While the actual payment and final decisions on a claim are handled by the specific insurance carrier that underwrites your policy, we act as your advocate and resource during the claims process.













